Two-story gray-and-brick home with a double garage, covered porch, and landscaped lawn.

Interest Rates? Made Up. 😂 Why 1091 Clubhouse Drive in Madison, GA Is a Rare Find

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What makes 1091 Clubhouse Drive in Madison, GA special?
It’s a 5-bedroom, 2022-built home in the gated Madison Lakes community, offered at $499,000 with an interest rate buydown incentive that may lower a buyer’s mortgage rate.

Interest rates? Oh, those are made up. At least for you, if you buy 1091 Clubhouse Drive. 😉

Okay, rates aren’t actually made up. But at this home, they might feel like it. Before I explain why, here are my three favorite things about this house, and why the combination is getting harder and harder to find in Madison.

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The Home at a Glance

Feature

Details

Address

1091 Clubhouse Drive, Madison, GA 30650

Price

$499,000

Bedrooms / Baths

5 bedrooms / 3 baths

Living area

3,034 sq ft

Year built

2022

Community

Madison Lakes (gated)

Bonus

Rate buydown incentive available

Favorite Feature #1: The Neighborhood

Madison Lakes is a gated community with the kind of amenities people usually expect to pay a lot more for:

  • Community pool
  • Tennis courts
  • Playgrounds
  • Clubhouse

And you’re just minutes from historic downtown Madison, with its shops, restaurants, and some of the prettiest streets in Georgia.

Getting a neighborhood like this under $500,000 is getting harder and harder to find in Morgan County these days. That alone makes this one worth a look.

Favorite Feature #2: Size Is King

With 5 bedrooms and 3,034 square feet, this home gives you room to spread out and room to grow. You aren’t giving up the house just to get into the neighborhood.

Inside you’ll find:

  • Soaring ceilings that make the main living spaces feel open and bright
  • Lake views from the living room, the owner’s suite, and the private backyard
  • Nearly 1,400 square feet of unfinished basement, already studded and plumbed for future expansion

That basement is a blank canvas for a home theater, a gym, a guest suite, or a playroom, so the house can grow right along with you.

Favorite Feature #3: It’s New Construction

Built in 2022, this home comes with newer finishes and newer systems. That means you’re not walking into a long list of projects on day one. You can move in and start living.

So Let’s Review…

✔️ New construction
✔️ Great size, with 5 bedrooms and room to grow
✔️ A gated community with a pool, tennis, playgrounds, and a clubhouse
✔️ All under $500,000

That already sounds a little made up, right? But here’s the best part.

The Rate Buydown: Why Rates Might Feel “Made Up” Here

This home currently has a rate buydown offer available.

What is a rate buydown?

A rate buydown is when money, often from the seller, is used to lower the buyer’s mortgage interest rate, either for the first few years of the loan or for its full term. A lower rate can mean a lower monthly payment and more breathing room in your budget.

Depending on the terms and your financing, you may be able to buy this home with an interest rate below what you’re seeing advertised elsewhere. You can compare current average rates through Freddie Mac’s weekly mortgage rate survey and learn more about how buydowns work from the Consumer Financial Protection Bureau.

Every buyer’s situation is different, so the best next step is to talk with your lender about how the buydown could work for you.

Frequently Asked Questions

How much is 1091 Clubhouse Drive in Madison, GA?

1091 Clubhouse Drive is offered at $499,000. It’s a 5-bedroom, 3-bath home with 3,034 square feet, built in 2022, in the gated Madison Lakes community.

What amenities does Madison Lakes have?

Madison Lakes offers a community pool, tennis courts, playgrounds, and a clubhouse, just minutes from historic downtown Madison.

What is a rate buydown?

A rate buydown uses funds, often from the seller, to reduce a buyer’s mortgage interest rate, which can lower the monthly payment. Terms vary, so buyers should review the details with their lender.

Book Your Private Tour

Interest rates aren’t really made up, but at 1091 Clubhouse Drive, they just might feel like it. If you want the details on the home and the rate buydown, let’s talk.

Call or text Traci Nelson at 706-818-4168 for your private tour.

Traci Nelson, REALTOR® | Ansley Christie’s International Real Estate | Serving Georgia’s Lake Country

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Work With Traci

Traci has been an agent since 2014 and specializes in selling luxury lakefront home sales. What sets her apart from other agents is her extensive knowledge and local expertise in multiple locations – All of Georgia's lake country and the beautiful historic towns around it. It gives her the “one-up” to be able to give clients a full picture of the Lake Country and all in one Real Estate Agent.

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